About Us

Our mission is simple: create easy and welcoming opportunities for consumers to get access to the credit they need.

Who We Are

USA Credit Aid is an online financial services provider located in the heart of Virginia. We’re a subsidiary of Beachfront Credit Services, LLC, which gives us the expertise and resources to realize our vision and enhance our product offerings. But within the USA Credit Aid offices, we’re actually a small, focused and, dare we say, personal team: our brilliant developers, analysts, customer support specialists and other team members are extremely dedicated to making USA Credit Aid the best solution for our customers.

Why We're Different

We Believe Everyone Deserves Access to Credit

Important decisions shouldn’t be based on just one number. That’s why your eligibility and customized personal loan offer will be determined by looking at your broader financial picture—not just your credit score.

We Believe Our Customers Come First

Our success depends on delivering what you really want and exceeding your expectations. That’s why our friendly Customer Support team is based right here in Dallas to foster strong relationships, answer hard questions and solicit honest feedback.

We Believe It Should be Easy

Life is complicated enough. At USA Credit Aid, we strive to keep things simple, convenient and transparent. From the quick online loan application to Clear Cost for Me, we’re constantly working to make things a bit easier.

We Believe Good Lenders Offer More than Loans

As the saying goes, “Knowledge is power.” That's why we provide a wealth of tools and tips about how to improve credit, pay off debt and retire comfortably. Credit Builder also helps build credit history as you repay your loan!

This won't affect your credit score.

* Approved applications are typically funded next business day. Applicants who submit a loan application before 8:00 a.m. CT Monday – Friday may receive their funds the same day. Approval subject to additional verification. Failure to provide additional documentation promptly may delay funding.

✝ Max loan amount will vary by state.

CA residents: USA Credit Aid BEACHFRONT CREDIT SERVICES d/b/a USA Credit Aid is licensed by the Department of Business Oversight. Loans made pursuant to a California Financing Law license (License No. 60DBO-95492).

© 2019-2020 USA Credit Aid