Direct Loans Online

Check your eligibility for up to $100,000 without affecting your credit score

 

This won’t affect your credit score.

Personal Loans Direct Lenders

If you’re looking for a personal loan, you may have heard that it’s best to work with a direct lender. So what exactly is a direct lender, and what benefits do they offer?

A direct lender offers you a loan directly, whereas a loan broker, affiliate or lead provider simply matches you with a lender. Working with a direct lender can offer a number of benefits, whether for an installment loan or other loan type. First, you have the freedom to survey the entire field of lenders to find one that fits your particular needs. In other words, you can evaluate lenders based on the factors that are important to you, rather than choosing from a shortlist determined by a loan broker. Second, working with a direct lender may save you money. By cutting out the middleman, you get a rate that’s coming directly from the lender.

A final benefit of working with a direct lender is security and transparency. Unlike a loan broker or matching service, a direct lender won’t shop your information to various third parties. This limits your exposure to fraudulent and unscrupulous practices. Of course, it’s always important to do your due diligence vetting any organization — including direct lenders — before sharing your information with them.

Even though working with a direct lender has certain benefits, it isn’t necessarily a bad idea to use a loan broker. In some cases, loan brokers offer very good options and are upfront about how they handle your information.

Is USA Credit Aid a Direct Lender?

USA Credit Aid works directly with consumers to provide online loans.

Check your eligibility online to see if you qualify for a loan (through USA Credit Aid) in just a few minutes. Thanks to Score Saver, checking your eligibility won’t affect your credit score, and you’ll see your eligibility decision immediately. If approved, you can receive your funds the next business day or sooner.

Why We’re Different

We Believe Everyone Deserves Access to Credit

Important decisions shouldn’t be based on just one number. That’s why your eligibility and customized personal loan offer will be determined by looking at your broader financial picture—not just your credit score.

We Believe Our Customers Come First

Our success depends on delivering what you really want and exceeding your expectations. That’s why our friendly Customer Support team is based right here in Virginia to foster strong relationships, answer hard questions and solicit honest feedback.

We Believe It Should be Easy

Life is complicated enough. At USA Credit Aid, we strive to keep things simple, convenient and transparent. From the quick online loan application to Clear Cost, we’re constantly working to make things a bit easier.

We Believe Good Lenders Offer More than Loans

As the saying goes, “Knowledge is power.” That’s why we provide a wealth of tools and tips about how to improve credit, pay off debt and retire comfortably. Credit Builder also helps build credit history as you repay your loan!

This won't affect your credit score.

* Approved applications are typically funded next business day. Applicants who submit a loan application before 8:00 a.m. CT Monday – Friday may receive their funds the same day. Approval subject to additional verification. Failure to provide additional documentation promptly may delay funding.

✝ Max loan amount will vary by state.

CA residents: USA Credit Aid BEACHFRONT CREDIT SERVICES d/b/a USA Credit Aid is licensed by the Department of Business Oversight. Loans made pursuant to a California Financing Law license (License No. 60DBO-95492).

© 2019-2020 USA Credit Aid