Line of Credit
up to $35,000

You can’t always predict when money’s going to be tight. But you can be prepared.

This won’t affect your credit score.

It’s easy to get money with your line of credit.


Our secure application takes just minutes. Depending on your application, you could be approved for a line of credit of up to $35,000.

Get Funds

You can take a cash advance up to your available credit limit whenever you need funds. You’ll get your money, after a 10% cash advance fee is deducted, as soon as the same business day.*


You’ll have a minimum payment each billing period, based on your outstanding balance. We report your payments to major credit bureaus, meaning you can build positive credit history with on-time minimum repayments.

What can our line of credit give you?


With a line of credit, you can get the money you need from your credit limit, repaying only based on what you’ve borrowed.


The Fee Saver feature means consecutive on-time payments make your outstanding balance fee go down. That makes it even more affordable to get money when you need it.

What do I need to apply for a line of credit?

You must be 18 or older.
(19+ in AL and DE.)

You must have a personal checking account.

You must have an active email address.

You must have a verifiable source of income.

This won't affect your credit score.

* Approved applications are typically funded next business day. Applicants who submit a loan application before 8:00 a.m. CT Monday – Friday may receive their funds the same day. Approval subject to additional verification. Failure to provide additional documentation promptly may delay funding.

✝ Max loan amount will vary by state.

CA residents: USA Credit Aid BEACHFRONT CREDIT SERVICES d/b/a USA Credit Aid is licensed by the Department of Business Oversight. Loans made pursuant to a California Financing Law license (License No. 60DBO-95492).

© 2019-2020 USA Credit Aid