Line of Credit
up to $35,000
You can’t always predict when money’s going to be tight. But you can be prepared.
It’s easy to get money with your line of credit.
You can take a cash advance up to your available credit limit whenever you need funds. You’ll get your money, after a 10% cash advance fee is deducted, as soon as the same business day.*
You’ll have a minimum payment each billing period, based on your outstanding balance. We report your payments to major credit bureaus, meaning you can build positive credit history with on-time minimum repayments.
What can our line of credit give you?
With a line of credit, you can get the money you need from your credit limit, repaying only based on what you’ve borrowed.
The Fee Saver feature means consecutive on-time payments make your outstanding balance fee go down. That makes it even more affordable to get money when you need it.
What do I need to apply for a line of credit?
You must be 18 or older.
(19+ in AL and DE.)
You must have a personal checking account.
You must have an active email address.
You must have a verifiable source of income.
* Approved applications are typically funded next business day. Applicants who submit a loan application before 8:00 a.m. CT Monday – Friday may receive their funds the same day. Approval subject to additional verification. Failure to provide additional documentation promptly may delay funding.
✝ Max loan amount will vary by state.
CA residents: USA Credit Aid BEACHFRONT CREDIT SERVICES d/b/a USA Credit Aid is licensed by the Department of Business Oversight. Loans made pursuant to a California Financing Law license (License No. 60DBO-95492).
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