Pre-Approved Loans through USA Credit Aid

Take control of your finances

This won’t affect your credit score.

Pre-Approved and Pre-Qualified Credit Offers

What is a Pre-Approved Credit Offer?

Have you ever received a letter telling you you’re pre-approved for a personal loan or credit card? Pre-approved offers like these, whether they’re through direct mail or email, are a kind of advertising that banks and other private lenders use to grow business.

Companies sending out pre-approval offers often get your information directly from a credit bureau. In these situations, they look at your credit with what’s known as a “soft pull,” which doesn’t affect your credit score.

Pre-approved credit cards and pre-approval loans can be a legitimate way for banks and lenders to solicit business. Though these kinds of offers may say “instant approval,” in almost every case, the lender will still need to evaluate and confirm your application.

Pre-Qualified Loan Offers from USA Credit Aid

USA Credit Aid provides certain individuals pre-qualified loan offers for up to $100,000 † based on information in their credit reports. If you recently received a pre-qualified loan letter from us in the mail, it means you’re one of them. A pre-qualified installment loan through USA Credit Aid can offer you the financial flexibility and security you need to reach your financial goals.

If you decide to apply, click “Check Your Eligibility” to complete your online loan application.

An Easier Personal Loan

USA Credit Aid makes it simple to check your eligibility and receive your funds.
 Check Your Eligibility

To get started, fill out our short online form to see what you may qualify for. Thanks to Score Saver, this won’t affect your credit score.

 Personalize Your Offer

You’ll learn instantly if you’re eligible, and if so, you can use the RightFit Tool to customize your loan amount and repayment terms to best fit your needs.

 Borrow and Repay

If approved, your money may be deposited directly into your bank account as soon as the same business day.* As you make your scheduled installment payments over time, CreditBuilder will help you build positive credit history.

This won't affect your credit score.

* Approved applications are typically funded next business day. Applicants who submit a loan application before 8:00 a.m. CT Monday – Friday may receive their funds the same day. Approval subject to additional verification. Failure to provide additional documentation promptly may delay funding.

✝ Max loan amount will vary by state.

CA residents: USA Credit Aid BEACHFRONT CREDIT SERVICES d/b/a USA Credit Aid is licensed by the Department of Business Oversight. Loans made pursuant to a California Financing Law license (License No. 60DBO-95492).

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