Your financial situation is unique. Shouldn’t your loan options be, too?

  • Fast funding
  • Flexible terms
  • Up to $100,000
This won’t affect your credit score.

What makes USA Credit Aid different?

We look at more than just your credit score.

You’re more than a number in a database, and you deserve a loan designed for you. USA Credit Aid’s advanced algorithms take a broader look at your finances to create an offer just for you. Learn how we use technology to help more people get credit.

You can pick what you need.

With USA Credit Aid, you can borrow an amount that meets your needs and repay in a way that works for your financial situation. Find out how you can personalize your offer before you sign.

You can improve your finances.

Unlike some online lenders, your loan will report to major credit bureaus. That means you can build positive credit history by making on-time payments, giving you the power to build a better future. See how repaying on time can boost your credit.

How It Works


Check your eligibility.

See how much you can borrow in minutes with our secure application.


Review your offer.

Choose what you want and see if the available amounts and terms work for you.


Get your money.

If approved, requested funds are deposited as soon as the same business day.*

What We Offer

USA Credit Aid offers a range of funding options and amounts, including personal loans up to $100,000 and lines of credit up to $35,000.

Depending on your application and the state where you live, you might qualify for one or both of our lending products.

This won't affect your credit score.

* Approved applications are typically funded next business day. Applicants who submit a loan application before 8:00 a.m. CT Monday – Friday may receive their funds the same day. Approval subject to additional verification. Failure to provide additional documentation promptly may delay funding.

✝ Max loan amount will vary by state.

CA residents: USA Credit Aid BEACHFRONT CREDIT SERVICES d/b/a USA Credit Aid is licensed by the Department of Business Oversight. Loans made pursuant to a California Financing Law license (License No. 60DBO-95492).

© 2019-2020 USA Credit Aid